Know How to Withdraw Money from an ATM without a Card
Friends, now that time is gone when you needed a debit card or credit card to withdraw cash, now you do not need any card to withdraw cash.
In today’s digital India, withdrawing cash has also become quite comfortable due to cashless cash withdrawal. And for this, you just need to have a UPI app in your phone with the help of which you can withdraw cash from the ATM, that too without any card.
What is the card-less cash withdrawal facility? Friends, Interoperable Cardless Cash Withdrawal (ICCW) is such an international service which has been enabled in many banks of India.
And now to withdraw money from ATM, you do not need a card, you just need apps like Paytm, Google Pay, Phone Pay, BHIM, using which you can now withdraw cash from ATM. When, where and how is this facility available?
Friends, this facility are available 24×7 in all the ICCW-enabled ATMs of the country, which you can use at any time and can withdraw money from ATM. Yes, you will have to check yourself whether your bank has installed it in your nearest ATM or not.
If this service is successful in the coming time, then it can be available in ATMs across the country. And this method is a very safe way to withdraw cash from ATM because through this no one can clone your card nor is there any risk of scamming.
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Know How to Withdraw Money from an ATM without a Card
If you want to withdraw cardless cash from your ATM, then you have to select “UPI Cash Withdrawal” or “Cardless Cash Withdrawal” option on the machine. After that you open your UPI app whether it is gpay, paytm, BHIM, phonepe or any other.
Now you have to scan the QR code visible in the ATM using your mobile’s UPI app and then enter the amount you want to withdraw in your UPI. That amount can be Rs. 500 or even Rs. 5,000. Enter the amount you want in your UPI.
After doing all this, enter your UPI PIN code and confirm the transaction. By doing this, your transaction will be successful and money will be withdrawn from your ATM.
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You can withdraw 5,000 rupees from your ATM through daily Cardless Cash Withdrawal. Some banks have also kept a daily limit of 10,000 rupees.
If you want, you can withdraw an amount of up to 5,000 rupees or 10,000 rupees at once or more than once in a day, but you can withdraw a maximum of 5,000 rupees in a day. You can also use the 10,000 limit given by some banks.
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FAQ about Withdraw Money from an ATM without a Card
Is cardless service available in all ATM machines in India?
No, currently this facility is available only in ICCW-enabled ATMs.
Which UPI can be used to withdraw cardless cash from ATM?
You can withdraw cash using any UPI supported app like paytm, gpay, phonepe, BHIM app.
For this, it is necessary to have internet in your mobile.
Yes, because when your internet is not working then how will you scan the OR code, in such a case it is very important to have internet in your mobile.
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What to do if internet network is not working in mobile?
For Cardless transaction, it is very important to have network in your mobile, so select only that ATM where your mobile network is working properly.
Is a new QR code generated every time you withdraw cash from ATM?
Yes, a new QR code is generated for every transaction.
Is there any kind of charge for Cardless transaction?
No, currently there is no bank charge for this, but the terms and conditions of all banks are different.
What to do if the QR code is not scanned?
If this happens, try generating a new QR code on the ATM screen or try it in any other ATM.
If money is deducted on failure of transaction, will it be refunded?
If money is deducted on failure of your transaction, that money will be refunded to your account within 24-48 hours.
Is Cardless transaction facility available for non-resident accounts as well?
If the non-resident account holder’s UPI is linked to an Indian mobile number, this can happen, but it is still a bank matter.
Is Cardless transaction completely safe?
Yes, Cardless transaction is completely safe because for this you will need OTP or UPI every time, and without that money will not be withdrawn.
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